Tax Credit Focused Market Making

Find the right businesses. Reach the right people. Connect opportunities to capital sources.

tracd.ai uses AI research to pinpoint businesses by where they actually operate - then turns that intelligence into outreach that lands.

That's the market we make. tracd.ai introduces those businesses to you - the community-centric, tax-credit-focused capital sources (CDEs, state rural programs and RBICs) whose investment capital they qualify for.

Where a combined 50+ years of investment banking, private equity and NMTC experience connect with AI to deliver investable opportunities.

Geographic precision
Every qualifying tract
Named, not guessed
The problem

The market exists. The pipeline doesn't.

Three things typically get in the way of reaching the right targets - and they compound each other.

Bad data

Incomplete, outdated, or overly broad data lists. Bad inputs mean wasted effort from the start of the process.

Weak targeting

Even in a large market, it's hard to know which businesses actually fit - and who the decision-maker is.

Generic outreach

Broad messages get ignored. Weak response rates starve the pipeline - not for lack of market.

What tracd.ai means to you

Better targeting. Better outreach. Fewer misses.

01

Better targeting

tracd.ai applies your criteria consistently across every company in the qualifying tracts, at a scale a human team can't match.

02

Better outreach

Our messages demonstrate real understanding of each company's situation - and they get responses. Generic messages don't.

03

Investments you'd otherwise miss

A business that meets your criteria may never surface in a standard search. tracd.ai closes that gap.

Markets

Built for the tax credit and impact markets where targeting matters most.

tracd.ai specializes where generic outreach consistently fails - with a dedicated practice for community-development and rural-investment programs - it's our only focus. Our advantage is simple: we do it efficiently, at scale and at a reasonable price.

CDEs, Rural Investment & RBICs

Find the businesses best positioned to benefit from - and qualify for - NMTC allocations, state rural programs and RBIC capital. tracd.ai helps CDEs, rural-program administrators and RBICs identify and engage the businesses most likely to benefit from their allocations and capital - built around each program's eligibility and fit criteria, then backed by AI research to find and qualify the businesses that meet them.

Explore this practice →
The outcome

Better targeting. Better pipeline.

When the inputs get sharper, everything downstream improves - from first outreach to closed deal.

  • More qualified prospects in your pipeline
  • Clearer market visibility and insight
  • More relevant, context-driven outreach
  • Stronger response from the right contacts
  • Efficient pipeline building - at scale
Our why

We exist so that capital meant for overlooked places reaches the businesses building there.

We've sat on the borrower's side of the table.

We know what community development capital can do for a business, and how hard it is for the lenders who offer it to find the companies that qualify.

The capital exists.

Billions are set aside for distressed and rural communities.

The connection doesn't.

The businesses those dollars were created for are hard to find, and most never hear about them.

tracd.ai puts them on the map.

We find each business, verify it at its own street address, and introduce it to the investors ready to fund it.

Everyone moves forward.

Owners get capital to grow, investors get real opportunities, jobs are added and communities keep the businesses that anchor them.

How it works

Straightforward on top.
Different underneath.

The process is simple. We've assembled a purpose-built database of CDE, Rural Investment and RBIC qualified companies and placed it on top of our AI prospecting tool that reaches every qualifying tract.

Everywhere, all at once

tracd.ai covers your entire target geography.

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Every state. Every qualifying tract.

Qualified Candidates, Everywhere, All at Once.

Wisconsin: qualified candidates by county - dot size scales with count. Every state maps the same way.

01

We Define the Market With You

Together we set a concrete definition of who's worth pursuing - agreed with you, and the filter for everything that follows.

02

We've Already Mapped the Market

Census-tract geography qualification across the whole market - active, consistent, at scale. Tract-specific data is in our name.

03

We Run the Outreach

Context built in step 2 drives our outreach. Every prospect we contact has already qualified against your criteria.

Define - what you get

A profile specific to your platform: geographic scoped, eligibility mapped, industry selected, business profiled, size compliant, and decision-maker(s) defined.

Map - what you get

For CDEs, rural investors and RBICs, tract-specific targeting; program-eligibility screening built in and detailed AI research per target company against your criteria; executive ID profiled.

Activate - what you get

When a business wants to learn more about your program, we introduce it to you and the conversation begins. Every introduction is scoped to your criteria - a business reaches you because it fits what you fund.

The pipeline

How tracd.ai's AI layer works

01

AI Research

Automated deep-dive on each candidate.

02

Census Tract Mapping

Geo-target using U.S. Census Bureau tract data.

03

Fit Scoring

Filter against your program's criteria.

04

Decision-Maker ID

Identify the owner or executive at each business.

05

Context Build

Assemble context for personalized outreach.

06

Outreach & Return

Deliver interested, qualified companies to your inbox.

CDEs · Rural Investment · RBICs

Find the businesses that belong in your pipeline - and qualify for your capital.

tracd.ai is built for markets that are hard to map - and harder to reach. Where targets are hard to find, fit criteria are specific, and bad targeting is expensive.

tracd.ai helps CDEs, rural-program administrators and RBICs identify and engage the businesses most likely to benefit from - and qualify for - their allocations and capital.

The programs

Capital aimed at underserved communities - and the businesses within them.

Community Development Entities

Certified by the CDFI Fund and eligible to receive New Markets Tax Credit (NMTC) allocations to deploy into qualifying low-income communities. They need a pipeline of creditworthy businesses in - or serving - those communities.

State Rural Investment Programs

State tax-credit programs tied to rural investment - each with its own geographic, industry, and eligibility criteria that standard databases don't capture.

Rural Business Investment Companies

USDA-licensed funds providing equity and near-equity capital to businesses in rural America - channeling private investment into enterprises that otherwise lack access to growth capital.

The bottleneck

Capital is available. Finding the right businesses is the work.

Geographic constraints, eligibility rules, and the need for investment-ready businesses narrow the field fast - and generic databases don't filter for program eligibility, community impact, or rural geography in any meaningful way.

What tracd.ai does

Qualified deal flow for programs that require it.

A prospecting approach built around your program's eligibility and fit criteria - then AI research to find and qualify businesses that meet them.

For CDEs deploying NMTC

Businesses in or serving qualified low-income communities · creditworthiness & readiness signals · NMTC tract-eligibility screening · geographic deployment mapping · context-driven outreach.

For state program administrators

Businesses meeting your state's specific rules · research across fragmented rural markets · qualification against state criteria · sourcing without scaling headcount.

For RBICs seeking rural targets

Businesses in USDA-defined rural areas · growth & equity-fit research · RBIC eligibility screening · sourcing beyond traditional channels · outreach that reflects real understanding.

Why tracd.ai makes it possible

The best-fit businesses are often the hardest to see.

Smaller, outside major metros, or simply not active in traditional deal-sourcing networks. tracd.ai's research is built to find them - not just the obvious names.

  • Identifies businesses outside standard channels
  • Applies eligibility rules consistently, at scale
  • Surfaces rural & low-income-community operators
  • Turns a long list into a qualified shortlist
The mission

Better deal flow means the capital gets to work.

These programs exist because certain businesses and communities have had less access to capital. That intent is only realized when the right businesses are actually found and engaged.

Drop Us a Pin

Let's talk about your market.

Whether you're deploying NMTC allocations, running a state rural program, or investing RBIC capital - reach out and we'll take it from there.

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Drop us a pin

Prefer email? Reach the team directly.

Patrick Doherty
pat@tracd.ai
Randy Stauder
randy@tracd.ai

Not sure if tracd.ai is right for you? Reach out anyway - a short conversation is the best way to find out.

Drop Us a Pin.

Connect with tracd.ai to identify and engage the right businesses in your market. We'll follow up to start the conversation.